The Costa del Sol has long captured the imagination of international property buyers, and for good reason. With more than 300 days of sunshine a year, golden beaches, and a thriving cultural scene, it represents the perfect balance between lifestyle and opportunity. Recent figures reveal that around 30% of all property transactions in the region involve foreign buyers, showing just how global its appeal has become.
If you are considering moving to Costa del Sol, you’re not alone. From retirees seeking a tranquil Mediterranean lifestyle to investors drawn by high rental yields and long-term growth, the region offers something for everyone. But before making the move, it’s important to understand the costs, residency requirements, and key factors that make life here so special.
This guide will walk you through what every international buyer should know about living in Costa del Sol in 2025, from the property market and visa options to lifestyle and investment insights.
Why Costa del Sol Remains a Top Choice for International Buyers
Costa del Sol’s appeal lies in its unique blend of climate, culture, and convenience. The region enjoys over 320 sunny days each year, mild winters, and a relaxed pace of life that’s difficult to find elsewhere in Europe. For many international buyers, it represents not only a chance to enjoy the Mediterranean lifestyle but also to make a secure long-term investment.Accessibility is another major advantage. Málaga International Airport connects residents to major European and global destinations, while modern highways and rail links make travel across Spain easy. High-quality healthcare, reputable international schools, and a safe, multicultural community further enhance its appeal to both families and retirees.
Beyond lifestyle, Costa del Sol also offers financial advantages. Property values remain strong, and demand continues to rise due to limited new development in prime areas such as Marbella, Estepona, and Mijas. Investors benefit from both capital appreciation and rental opportunities, especially during the high tourist season.
Understanding the Cost of Living in Costa del Sol
Living in Costa del Sol offers excellent value compared with many other European destinations, but costs vary depending on lifestyle choices and location. Property prices in exclusive areas like Marbella and the Golden Mile can exceed €1 million for luxury villas, while more affordable apartments can be found in Estepona, Mijas, or Benalmádena from around €200,000.Everyday expenses are generally reasonable. Locally produced food, wine, and dining out are often cheaper than in Northern Europe. Utilities such as electricity, water, and internet can average between €150–€250 per month for a medium-sized household, and community fees vary depending on the type of property and amenities.
Healthcare and education are additional considerations. Spain’s public healthcare system is highly regarded, and private insurance is available for those seeking English-speaking doctors and faster appointments. For families, international schools across the coast provide British, American, and bilingual curriculums, making relocation smoother for children.
Buying Property in Costa del Sol: What You Need to Know
The process of buying property in Costa del Sol is straightforward when approached with proper guidance. International buyers must first obtain an NIE (Foreigner Identification Number) and open a Spanish bank account. It’s also essential to work with a local solicitor who can conduct due diligence, confirm property ownership, and ensure there are no outstanding debts or legal issues.Once the property is chosen, a reservation deposit (typically around €3,000 to €6,000) is paid to remove it from the market. A 10% deposit follows at the signing of the preliminary contract (Contrato de Arras). Completion takes place at a notary, where the deed is signed, and the property is officially registered in the buyer’s name.
Beyond the purchase price, buyers should budget an additional 10–13% for taxes and fees, including transfer tax, notary costs, legal fees, and registration expenses. Financing is also an option, with Spanish banks offering mortgages to non-residents covering up to 70% of the property’s value.
Working with an experienced real estate agency like Delena & Grande ensures that every step of this process is handled professionally, efficiently, and transparently. Their local expertise and legal partnerships provide peace of mind for foreign investors entering the Spanish property market.
Residency and Visa Options for Foreign Buyers
For many non-EU citizens, purchasing property in Spain can open the door to residency. The Golden Visa remains the most popular option, available to those who invest €500,000 or more in Spanish real estate. This visa grants residency rights for the investor and their immediate family and allows visa-free travel within the Schengen area.Another route is the Non-Lucrative Visa, ideal for retirees or individuals with passive income who wish to live in Spain without working. Applicants must prove sufficient financial resources and have private health insurance.
Meanwhile, Spain’s Digital Nomad Visa, launched to attract remote workers, allows professionals employed by companies outside Spain to live and work in the country while enjoying favourable tax conditions. Each of these visa routes offers flexibility depending on the buyer’s circumstances and goals, and agencies like Delena & Grande can help connect clients with immigration specialists to navigate the process.
Best Places to Live in Costa del Sol
Costa del Sol’s diversity means there’s a perfect area for every lifestyle. Marbella stands out for its luxury living, high-end shopping, and international community. It’s ideal for buyers seeking exclusivity, excellent schools, and a dynamic social scene. Estepona, on the other hand, combines modern infrastructure with a traditional Andalusian charm, making it perfect for families or those seeking a more relaxed pace.Mijas offers panoramic views, peace, and proximity to both coast and countryside, while Benalmádena provides an excellent balance between affordability and accessibility, ideal for retirees or families. For urban professionals, Málaga City offers cultural richness, fine dining, and growing business opportunities, all within easy reach of the airport.
Each of these areas offers a distinct atmosphere, and Delena & Grande’s in-depth knowledge of local markets ensures clients find a location that matches their lifestyle and investment objectives.
Why Choose Delena & Grande
Delena & Grande has built a strong reputation as a trusted real estate agency for international buyers seeking luxury and investment properties across Costa del Sol and beyond. Their success lies in their deep understanding of both the local market and the needs of foreign clients.They combine market expertise with a personal approach. Every client receives tailored support, from property selection and legal coordination to financing and after-sales services. Their team is multilingual, ensuring smooth communication throughout the process, and their transparent approach means buyers always know exactly where they stand.
Delena & Grande also leverage advanced digital tools, including virtual tours and video consultations, allowing international clients to explore properties remotely before visiting Spain. Their network of trusted partners, including lawyers, notaries, and mortgage brokers, ensures that every transaction runs efficiently from start to finish.
Above all, their commitment to honesty, professionalism, and client satisfaction makes them a preferred choice for those looking to invest or relocate to Spain with confidence.
Frequently Asked Questions
Can foreigners buy property in Spain?Yes, foreigners, including non-EU citizens, can freely purchase property in Spain. You’ll need an NIE number and a Spanish bank account. It’s strongly recommended to work with a solicitor to handle the legal checks and ensure the property is free of encumbrances.
How much should I budget for buying property in Costa del Sol?
In addition to the purchase price, you should plan for about 10–13% in additional costs, which include taxes, legal fees, notary charges, and registration costs. The exact percentage may vary depending on whether the property is new or resale.
Is buying property enough to obtain residency in Spain?
Not automatically. However, if you invest €500,000 or more in property, you may qualify for Spain’s Golden Visa, which provides residency rights for you and your family. Smaller investments can still support residency applications through other visa routes, such as the Non-Lucrative or Digital Nomad Visas.
What are the ongoing costs of property ownership?
Ongoing costs include property tax (IBI), community fees, utilities, home insurance, and maintenance. If you plan to rent out your property, you’ll also need to account for income tax on rental earnings and potentially property management fees.
Can I rent my property short-term to tourists?
Yes, but you must register the property and obtain a tourist rental licence from your local town hall. Regulations vary by municipality, so professional guidance is recommended. Delena & Grande can advise clients on compliant investment opportunities that are already licensed for rental.
How does Costa del Sol compare to other areas in Spain?
Costa del Sol offers a unique mix of climate, accessibility, and lifestyle. While areas like Costa Blanca or Valencia are popular, Costa del Sol stands out for its international community, higher property values, and investment potential, making it especially attractive to high-net-worth buyers.
Conclusion
Living in Costa del Sol offers more than sunshine and sea views, it’s a chance to enjoy a high-quality lifestyle, secure a strong property investment, and become part of a vibrant international community. From understanding visa options to selecting the right area, preparation and expert guidance are key to a smooth transition.For those ready to begin their journey, partnering with Delena & Grande ensures a seamless experience from start to finish. Their local expertise, personalised service, and dedication to client satisfaction make them the ideal partner for international buyers seeking to invest or relocate to Spain in 2025.
Take the first step towards your Mediterranean lifestyle today. Visit www.delena-grande.com to explore exclusive listings and start planning your move to Costa del Sol.
